Safety
Six-month cash buffer
Live BTC rate
Examples are using $65,683 BTC from CoinGecko, updated Jun 3, 7:41 PM.
Today
$30,000 = 0.4567 BTC
At $65,683 BTC
Future
$35,631 = 0.2697 BTC
At $132,112 BTC
The takeaway
More expensive in dollars. 41.0% cheaper in Bitcoin terms.
Today, Emergency fund costs 0.4567 BTC. If the item rises to $35,631 and Bitcoin reaches $132,112, the same expense costs 0.2697 BTC.
Cost over time